I would just like to say...

[AnnieM]

It's done - £40 cheaper than they originally told me it would be an hour ago. I just spoke to a wonderfully helpful woman who liased between departments and managed to get the job sorted. Result!

[Lady Jaye]

right, I'm off to get a giant bar of Dairy Milk. It's the only solution!

Women logic! Cultivating a fat arse will not get you a good car insurance. :p

[The Baron]

Women logic!

ERROR Does not compute 100101110110001111010101011011001110 Bzzt

[Dave Tree]

can you add Mortgage Advisors to that ARRGGGGGAAAAAAAAAAAAAAHHHHHHHHH?

We're coming out of our fixed rate and going on to base rate means lower payments - yay!

However we cannot fix our rate again as the mortgage value in their eyes is higher than the property is worth - fair enough.

The only way we can fix that is by putting about 10% of the original valuation and paying off what they see as £16,700 - hmmmm ok

Once we do that, we can fix the rate for 2 years again, but it will be higher rate from 2 years ago meaning we pay £100 per month than what we currently do - huh????

How does that make any sense?
You pay more money off so they can charge you more with a higher rate?
So much much for interest rates being their lowest ever, I think some insitutions are doing very well out of it.

And yet I can foresee the scenario ahead, if I change mortgage companies, I'll get a phone call saying 'please don't go, we'll do better than what we offered you' etc etc. Yeah well why not offer that in the first instance and cut all the crap out?

bah.

[SteveD]

I had similar when I was buying mine Dave! "Can you not just get an extra 10% then we can do you a better deal". Funny you shoudl mention that luv - I'd never thought of that - I'll just check down the back of the sofa for an extra £20k plus! f*ckwits!

[Dave Tree]

The bit I don't get is I end up paying more to them on a monthly basis if I do that whilst also commiting to staying with them for another two years.

Don't they want to keep the business?

[SteveD]

I stand by my original analysis of the situation:-

f*ckwits!

[AnnieM]

another AAAAAAARRRRRRRGGGGGGGGGHHHHHHH!!!!!!!!! for the most supremely rude customer who just graced my office.

It's rare that anyone makes me feel so stupidly inadequate. What an absolute cat-f*cker. I am f*cking good at my job, you evil, sh*t-eating moron!!!!!!!!!

I hope he goes to Kwik Fit and they f*ck his wheels right up.


This is good, like therapy!

[The Baron]

Yah, we hav made gut progress here today, I feel. Now everybody, group hug!

Remember to practice your mantras.

Miss Annie; I am good at my job. People like me. Cat-f*cking is wrong.
Mr Tree; I'm right, dammit, I told zem, I did, but did zey listen, oh no, now zey vill suffer.
MrD; I am NOT invisible, I am NOT invisible, I am NOT invisible.

Same time tomorrow zen.

[Red Laser]

Is this What grinds my gears part 2?